Privacy Policy and Legal Statement

We, Bee Insurance Management Ltd, consider it important to protect your privacy rights as visitors to our Web site. To better protect such rights, we are providing this Privacy Policy, explaining our information practices and the choices that you can make about the way in which your information is collected and used.

By providing us with your personal information and using this Web site, you signify your consent to us processing your personal data in accordance with this Privacy Policy, as specified below.

The personal data we collect about you and the purposes for which we process this data.

In general you may visit our Web site without telling us who you are or revealing any information about yourself. You may however choose to provide us with personal information if you complete and submit any of the forms that may from time to time be made available on our Web site. We shall process the data you provide in these forms in order to provide you with the particular service you request when completing these forms. To this end we may process such data in order to provide you with a requested service and to respond to any enquiries that you may make.



We also use a technology called "cookies" on our Web site. A cookie is an element of data that a Web site can send to your browser, which may then store it on your system. Cookies are created for each session when you visit our Web site.

None of the information collected by means of cookies is associated with you as an individual. We do not use the cookie technology to capture individual e-mail addresses or any personally identifying information about you. All the information is collected on an aggregate basis and can be used to enhance the content of our site, rendering it as user-friendly as possible, and to improve the Web site to better meet your needs. The information so gathered through cookies may include the date and time of visits, the pages viewed and the time you spend on our Web site.

Should you wish to reject all or certain cookies used by our Web site, you may modify your Web browser preferences to do so. If however you reject all cookies then you might be unable to use some of the services available on our Web site. Moreover, you may set your browser to notify you when you receive a cookie, giving you the opportunity to choose whether or not you wish to accept it.


Disclosure of Personal Data

We reserve the right to disclose personal data relating to you if such disclosures are necessary for the following purposes: (1) for the purpose of preventing, detecting or suppressing insurance fraud; (2) to protect and defend our rights and property or that of our clients or users of our Website; (3) to protect against abuse, misuse or unauthorised use of our Web site; (4) to protect the personal safety or property of our clients or users of our website; (5) for any purpose that may be necessary for the performance of any contract you may have entered into with us; or (6) as may be allowed or required by or under any law.


We use reasonable efforts to safeguard the confidentiality of all personal data that we process relating to you and regularly review and enhance our technical, physical and managerial procedures so as to ensure that your personal data is protected from:

  • Unauthorised access
  • Improper use or disclosure
  • Unauthorised modification
  • Unlawful destruction or accidental loss

To this end we have implemented security policies, rules and technical measures to protect the personal data that we have under our control. All our employees and data processors, who have access to and are associated with the processing of personal data, are further obliged to respect the confidentiality of our visitors' personal data.

By its very nature however the Internet is not a secure medium and data sent via this medium can potentially be subject to unauthorised acts by third parties. We cannot guarantee the privacy or confidentiality of any information passing over our Web site. Moreover, data sent via the Internet may be transmitted across international borders even where sender and receiver of information are located in the same country. Consequently, data relating to you may be transmitted via a country having a lower level of data protection than that existing in your country of residence.

We shall accept no responsibility or liability whatsoever for the security of your data while in transit through the Internet.


Access to the personal data that we may process about you

You have a right to request access to and/or correction of the personal data that we process in relation to you. Any such request must be made in writing to Bee Insurance Management Ltd , PO Box 337, Marsa GPO01,, Malta and must further signed by yourself as the data subject to whom the particular data relates.


Third Party Web Sites

Our Web site may contain links to third party Web sites. Any such links are not an endorsement by us of any information, products or services in such Web sites and we shall not accept any responsibility whatsoever for the content, use, availability, privacy practices or the content of any such Web sites. Please note that upon linking to such other Web sites, you become subject to the Privacy Policy, if any, of such other site.

No third party is permitted to link any other Web site to our Web site without obtaining our prior written consent.


Privacy Compliance

We are registered with the Office of the Commissioner for Data Protection, Malta to process personal data in accordance with the Maltese Data Protection Act, 2001. Our Privacy Policy is compliant with this Act.

If you have an enquiry or concern about our Privacy Policy, please contact us

Compliance Unit
Development House, St. Anne Street, Floriana, FRN9010, Malta
P.O. Box 337, Marsa, GPO 01
(+356) 21235860

We welcome any comments or suggestions that you may have, which may contribute to our offering you a better quality of service.


Changes to the Privacy Policy

We reserve the right to modify this Privacy Policy at any time. Any such changes will be posted here so that you are always kept informed of how and why we process your personal information.

We invite you to consult this Privacy Policy from time to time in order to familiarise yourself with any changes. The date when this Policy was last updated is indicated at the end of this Policy.


Any complaints from or on behalf of BEE’s clients may be addressed to:

Nigel Rausi - General Manager

BEE Insurance Management Limited

Fourth Floor, Development House

St. Anne Street

Floriana FRN9010


Tel: 00356 2123 5860


1st September 2010